Car insurance: Take out your car insurance in Portugal

Is car insurance compulsory in Portugal?

In Portugal, the only compulsory insurance that exists is third party liability insurance, which is compulsory for any vehicle registered. Car insurance is compulsory in Portugal.

Why take out car insurance?

Taking out civil liability insurance will enable your insurance company to cover the expenses that may result from an accident in which your vehicle is involved and for which you are responsible. It will not only be used to repair the person's car, but will also provide the corresponding compensation.

What types of insurance are available in Portugal?

There are 3 options that you can take out to insure your vehicle in Portugal:

• Third party: will cover your civil liability in the event of an at-fault accident.
• Third party theft and fire: will cover your civil liability in the event of an at-fault claim, but also for damage linked to fire and theft.
• Fully comprehensive with/without deductible or excess: in addition to your liability insurance, the insurance will also cover any damage your vehicle may have suffered.

I have a no claim discount in UK : will it be applied in Portugal?

Not all companies will apply your no claim discount.

As insurance broker specialising in insurance for expatriates living in Portugal, we have specific agreements with the insurance companies and we will be able to apply your no claim discount without any problem.

To receive a car insurance quote, you can ask for a quote by clicking here.

Can I insure my vehicle with a UK registration in Portugal?

No, it won’t be possible to insure a vehicle with UK registration in Portugal.

If you do not have Car insurance, do not hesitate to ask us for a comparison of the best insurance here

If you have any questions, please do not hesitate to contact us directly by phone on +351 910 808 061 or through WhatsApp on (+351) 910 80 80 61. or by email: benjamin@inovexpat.com